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Missouri ZIP Codes
Saint Charles County
Saint Charles, MO
63301
63301 ZIP Code — Saint Charles, MO
Saint Charles County, Missouri
ZIP code 63301 is located in
Saint Charles ,
Missouri ,
within Saint Charles County .
It covers approximately 84.33 square miles and serves a population of
51,401 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 636 .
About ZIP code 63301
The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $232,200. Owner-occupancy sits near the national average at 70%.
Median household income is $80,380. The poverty rate of 7% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.
63301 ZIP code map
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Cities in ZIP code 63301
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
51,401
Population density
610 / sq mi
State FIPS
29
County FIPS
183
Geography
Land area
84.33 sq mi
Water area
10.00 sq mi
Latitude
38.8568
Longitude
-90.4516
Timezone
Central (CT)
Area code
636
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.2%
24.9%
43.8%
$50k – $100k
35.2%
32.4%
31.5%
$100k – $200k
23.9%
33.0%
19.5%
Over $200k
4.7%
9.7%
5.2%
Demographics & statistics
$80,380
Median household income
$232,200
Median home value
$1,040
Median monthly rent
37.8%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 8,742 17.0%
18 and over 42,659 83.0%
65 and over 9,045 17.6%
Median age 36.9 years
Race & ethnicity
Black or African American
6.1%
American Indian / Alaska Native
0.1%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 43,159 80.6%
Black or African American 3,252 6.1%
Two or more races 2,731 5.1%
Hispanic or Latino 2,129 4%
Asian 1,269 2.4%
Other race 893 1.7%
American Indian / Alaska Native 50 0.1%
Native Hawaiian / Pacific Islander 47 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.2%
24.9%
43.8%
$50k – $100k
35.2%
32.4%
31.5%
$100k – $200k
23.9%
33.0%
19.5%
Over $200k
4.7%
9.7%
5.2%
Range % of households
Under $10k 3.0%
$10k–$15k 1.7%
$15k–$25k 5.1%
$25k–$35k 6.7%
$35k–$50k 13.0%
$50k–$75k 17.8%
$75k–$100k 13.9%
$100k–$150k 20.0%
$150k–$200k 11.9%
$200k+ 6.9%
Median income $80,380
Housing
Housing overview
Metric Value
Median home value $232,200
Median rent / month $1,040
Owner occupied 69.5%
Renter occupied 30.5%
Vacant 6.6%
Single-family detached 65.3%
Large apartment buildings 5.0%
Mobile homes 5.0%
Median rooms 5.5
Avg household size (owned) 2.37
Year built
Era %
2020 or later 0.9%
2010–2019 8.3%
2000–2009 10.9%
1990–1999 10.3%
1980–1989 11.6%
1970–1979 16.9%
1960–1969 17.6%
1950–1959 11.5%
1940–1949 3.1%
1939 or earlier 9.0%
Bedrooms
Size % of units
No bedroom (studio) 2.3%
1 bedroom 11.1%
2 bedrooms 22.7%
3 bedrooms 45.1%
4 bedrooms 15.9%
5+ bedrooms 2.9%
Vehicles per household
Vehicles % of households
No vehicle 4.9%
1 vehicle 33.6%
2 vehicles 43.4%
3 or more 18.2%
Heating fuel
Fuel type %
Utility gas 66.3%
Electricity 31.1%
Propane / LP gas 1.8%
Fuel oil 0.1%
Wood 0.1%
No fuel used 0.5%
Households & families
Household type Count %
Married-couple family 9,259 44.4%
Cohabiting couple 1,659 8.0%
Male householder, no spouse 4,352 20.9%
Female householder, no spouse 5,588 26.8%
Households with children under 18 5,232 25.1%
Households with seniors (65+) 6,292 30.2%
Average household size 2.22
Marital status
Status Male Female
Never married 40.9% 33.9%
Married 44.4% 43.7%
Separated 1.1% 1.0%
Widowed 2.7% 8.6%
Divorced 10.9% 12.7%
Education
Some college, no degree
21.3%
Graduate / professional
15.2%
Metric %
HS diploma or higher 93.8%
Bachelor's or higher 37.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 706 5.3%
Kindergarten 767 5.7%
Elementary school 3,780 28.1%
High school 1,731 12.9%
College / grad school 6,455 48.0%
Employment
Industry of employment
Education & healthcare
22.6%
Professional & management
11.5%
Arts, food & hospitality
10.3%
Finance & real estate
7.7%
Transportation & utilities
6.0%
Public administration
2.9%
Agriculture & mining
0.5%
Occupation
Category %
Management, business & arts 43.1%
Service 16.0%
Sales & office 22.1%
Natural resources & construction 7.7%
Production & transportation 11.1%
Employment type
Type %
Private sector 84.8%
Government 11.4%
Self-employed 3.5%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 78.2%
Carpool 7.0%
Public transit 0.4%
Walk 1.7%
Work from home 11.6%
Other means 1.1%
Avg commute (minutes) 22.3
Poverty
Married-couple families
1.6%
Female-led households
11.8%
Income support
Source % of households
Social Security 30.5%
Retirement income 26.7%
Supplemental Security 4.5%
Cash public assistance 0.8%
Food stamps / SNAP 5.0%
Health indicators
Condition %
Obesity 31.7%
High blood pressure 27.7%
High cholesterol 32.2%
Diabetes 8.6%
Heart disease 6.2%
Stroke 2.8%
Asthma 9.2%
Arthritis 24.4%
Kidney disease 2.6%
Pulmonary disease 6.8%
Cancer 6.4%
Behavior / access %
Smoking 17.1%
Binge drinking 20.4%
No physical activity 23.7%
Less than 7 hrs sleep 32.7%
Depression 23.7%
Fair or poor health 13.7%
Poor mental health 15.6%
Poor physical health 10.2%
No health insurance 14.2%
Visited doctor (checkup) 74.1%
Visited dentist 62.3%
Cholesterol screening 87.4%
Teeth loss 15.0%
Veterans & disability
Veterans Count %
Civilian veterans 2,977 7.0%
Disability %
Any disability 12.9%
Under 18 5.1%
18–64 years 10.4%
65 and over 30.3%
Health insurance coverage
Type %
Private insurance 79.8%
Public insurance 25.8%
No insurance 5.8%
Uninsured under 19 2.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 49,050 95.4%
Spanish 1,094 2.2%
Other Indo-European 676 1.4%
Asian & Pacific Islander 145 0.3%
Other languages 248 0.5%
Place of birth & citizenship
Origin Count %
Native born (US) 48,918 95.2%
Born in same state 48,331 94.0%
Born in different state 33,999 66.1%
Foreign born 587 1.1%
Naturalized citizen 2,483 4.8%
Not a US citizen 967 38.9%
Ancestry
Ancestry Count %
Italian 7,713 15%
French 5,194 10.1%
Arab 4,168 8.1%
English 714 1.4%
Polish 285 0.6%
Ancestry Count %
German 198 0.4%
Dutch 153 0.3%
Irish 141 0.3%
Norwegian 46 0.1%
Technology access
Metric % of households
Computer access 40.6%
Internet access 95.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 63301
What part of Saint Charles is ZIP code 63301?
ZIP code 63301 covers a portion of Saint Charles, Missouri, within Saint Charles County.
What county is ZIP code 63301 in?
ZIP code 63301 falls within Saint Charles County, Missouri.
What is the population of ZIP code 63301?
ZIP code 63301 has an estimated population of 51,401 residents, with a density of 610 people per square mile.
What is the typical home value in ZIP code 63301?
The median home value in ZIP code 63301 is $232,200.
What is the median household income in ZIP code 63301?
The median household income in ZIP code 63301 is $80,380, above the national median of ~$75,000.
What timezone is ZIP code 63301 in?
ZIP code 63301 observes the CST timezone.
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